Q: What information will I need to provide for a credit card application? - A: You will need some basic information such as your driver’s license number, social security number, date of birth and address.

Q: How long does it take to get a credit card application decision? - A: The time can vary. Some credit card companies offer instant approval while others may require several weeks. Generally, the better your credit rating the faster the response time for a credit card application. Once a decision is made you will be notified by mail and/or email.

Q: Can I apply for more than one credit card? - A: Yes, you can apply for more than one credit card. Many people have multiple credit cards. The card issuers are the only ones who can decide whether to approve your application for a card or not. However, if you have more credit cards, at some point issuers may decide that your total available credit is already high relative to your income, and may decide not to issue you with more credit cards.

Q: Is a checking account required with the bank I want to apply for a credit card with? - A: No. You do not need to open a bank account with a particular bank in order to apply for a credit card although if helps the bank in the decision making if you already have an established banking relationship with them.

Q. I have additional questions, do you have a Customer Support Department? - A. Yes, if you have additional questions please click on "Contact" in the Site Menu box and send the details to our Customer Support Area. We usually respond within 6-12 hours.